For some years, we have worked together with Cyclecover to offer our members an insurance that covers them on the road against accidents. Our membership includes a member accident insurance and a member liability insurance. You can read below what the benefits are and how you can feel protected by becoming a member!

ACCIDENTS DO HAPPEN, BUT WITH BICYCLE SA MEMBERSHIP YOU'RE COVERED!

Member Accident Insurance FAQ

This insurance covers you in the event you are injured whilst participating in bicycle riding activities.

What is Member Liability Insurance?
This insurance covers you in the event you injure a third party or damage third party property whilst participating in bicycle riding activities.

What does the Accident Insurance cover?
The policy covers items such as Loss of Income, Lump sum benefits following Death or Trauma, Non Medicare Medical Expenses and Rehabilitation Costs.

Is my bicycle insured for theft or damage?
No, but we recommend Cyclecover GOLD, a home and contents insurance policy specifically designed for cyclists, that includes comprehensive bicycle insurance. For more information, go to www.cyclecover.com.au.

Are there any geographical limits?
Both the Accident & Liability policies will cover you anywhere in Australia & New Zealand.

Am I covered if I have an at-fault accident?
Yes you are covered for injuries and liability even if the accident was your fault.

Am I covered if I am unemployed, a full time student or a pensioner?
Yes you are covered under all sections of the policy excluding Loss of Income.

Member Liability Insurance FAQ

Cover up to the sum insured where members are legally obliged to pay compensation to a third party as a result of the member's negligence.

What does it cover?
Member's legal liability to compensate third parties with regard to Personal Injury/Death and/or Property Damage as a result of an occurrence arising from the bicycle riding activities of the member. 24hr/7 day a week cover.

Am I covered if I damage someone else's property whilst participating in a Bicycle Riding Activity?
Damage to another person's property as a result of an accident where you are found to be negligent is covered under this liability policy. For example if you damage a third party vehicle and are found to be negligent the policy will cover the damage less the policy excess.

Am I covered if I cause bodily injury to someone else whilst participating in a Bicycle Riding Activity?
Injury caused to another person's property as a result of an accident where you are found to be negligent is covered under this liability policy. For example if a member causes another rider to fall and is found to be negligent the policy will cover the damage to the third party less the policy excess.

What is the policy Excess?
$1,000 Each & Every Incident. This is payable for all claims.

What do I do if involved in an incident?

1. Do not admit negligence to the third party
   
   
2. Complete the incident report form and return to our office immediately.
   

   Member Liability Claim form -  Liability_Claim_form_v5.pdf
   Personal Accident Claim form -  SUA_Sports_Injury_Claim_Form.pdf
   

   
   
3. Contact our office on 1300 733 055 with any questions or for assistance.

* Please refer to www.cyclecover.com.au for a full description of insurance cover, conditions & exclusions.